T·traceloanssTHE BORROWER'S NOTEBOOK
THE TRACELOANSS LIBRARY / 10 GUIDES

Repayment & debt

Practical ways to plan payments, understand tradeoffs and respond to trouble. Each guide uses practical examples and checklists to help you examine written loan terms for yourself.

Borrower pointing to rows in a payment scheduleRepayment & debt · GUIDE 21

Loan Amortization Schedules Explained

Understand loan amortization schedule, the important tradeoffs and the questions to ask.

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Several bills organized into one folder with a calculatorRepayment & debt · GUIDE 22

Debt Consolidation Loan Costs

Understand debt consolidation loan costs, the important tradeoffs and the questions to ask.

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Two different arrangements of small stones on a wooden tableRepayment & debt · GUIDE 23

Debt Snowball vs Avalanche

Understand debt snowball vs avalanche, the important tradeoffs and the questions to ask.

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Borrower reviewing a payment letter at a kitchen tableRepayment & debt · GUIDE 24

What to Do After a Missed Loan Payment

Understand missed loan payment what to do, the important tradeoffs and the questions to ask.

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Borrower making a phone call beside payment papersRepayment & debt · GUIDE 25

Questions to Ask About Loan Hardship Options

Understand loan hardship options, the important tradeoffs and the questions to ask.

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Additional stack of coins next to a loan statementRepayment & debt · GUIDE 26

Making an Extra Principal Payment

Understand extra principal loan payment, the important tradeoffs and the questions to ask.

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Borrower comparing two sets of financial documentsRepayment & debt · GUIDE 27

Refinancing a Personal Loan: A Checklist

Understand refinance personal loan checklist, the important tradeoffs and the questions to ask.

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Savings jar beside a bill and budget notebookRepayment & debt · GUIDE 28

Emergency Savings vs Extra Loan Payments

Understand emergency fund vs debt payoff, the important tradeoffs and the questions to ask.

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Final loan paperwork and a car key beside a closed folderRepayment & debt · GUIDE 29

Loan Payoff Letters and Lien Releases

Understand loan payoff letter lien release, the important tradeoffs and the questions to ask.

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Savings jar beside debt relief paperwork on a home tableRepayment & debt · GUIDE 30

Debt Relief Red Flags to Know

Understand debt relief red flags, the important tradeoffs and the questions to ask.

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