T·traceloanssTHE BORROWER'S NOTEBOOK
THE TRACELOANSS LIBRARY / 10 GUIDES

Personal loans

Understand offers, fees, payments and the decisions that shape a personal loan. Each guide uses practical examples and checklists to help you examine written loan terms for yourself.

Two loan offer sheets and a calculator arranged for comparisonPersonal loans · GUIDE 01

How to Compare Personal Loan Offers

Understand personal loan comparison, the important tradeoffs and the questions to ask.

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Hand-drawn interest and total-cost diagram beside a loan cardPersonal loans · GUIDE 02

Personal Loan APR vs Interest Rate

Understand APR vs interest rate on a personal loan, the important tradeoffs and the questions to ask.

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Two stacks of coins beside an unbranded financial documentPersonal loans · GUIDE 03

Personal Loan Origination Fees Explained

Understand personal loan origination fee, the important tradeoffs and the questions to ask.

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Car key beside two blank loan agreement sheetsPersonal loans · GUIDE 04

Secured vs Unsecured Personal Loans

Understand secured vs unsecured personal loan, the important tradeoffs and the questions to ask.

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Notebook and phone ready for a preliminary loan inquiryPersonal loans · GUIDE 05

Personal Loan Prequalification: What to Check

Understand personal loan prequalification, the important tradeoffs and the questions to ask.

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Payment worksheet with calculator, pencil and coinsPersonal loans · GUIDE 06

How to Calculate a Personal Loan Payment

Understand personal loan monthly payment calculation, the important tradeoffs and the questions to ask.

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Calendar and payment records at a home deskPersonal loans · GUIDE 07

Paying Off a Personal Loan Early

Understand pay off personal loan early, the important tradeoffs and the questions to ask.

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Homeowner reviewing a renovation budget and paint swatchesPersonal loans · GUIDE 08

Personal Loans for Home Improvements

Understand home improvement personal loan, the important tradeoffs and the questions to ask.

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Blank letter and calculator prepared for a revised borrowing planPersonal loans · GUIDE 09

What to Do After a Personal Loan Denial

Understand personal loan denied next steps, the important tradeoffs and the questions to ask.

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Hand reviewing a suspicious message on a smartphonePersonal loans · GUIDE 10

Personal Loan Scam Warning Signs

Understand personal loan scam warning signs, the important tradeoffs and the questions to ask.

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